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Additionally, clients for this kind of plan could have severe legal or criminal histories. It is very important to keep in mind that various providers supply a variety of problem ages on their assured issue plans as reduced as age 40 or as high as age 80 - final expense project. Some will certainly also supply greater face values, up to $40,000, and others will certainly enable for better fatality advantage problems by improving the rates of interest with the return of premium or minimizing the number of years until a complete survivor benefit is offered